Like most website operators, Credit Scout collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Credit Scout's purpose in collecting non-personally identifying information is to better understand how Credit Scout's visitors use its website. From time to time, Credit Scout may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Credit Scout also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Credit Scout does not use such information to identify its visitors, however, and does not disclose such information, other than under the same circumstances that it uses and discloses personally-identifying information, as described below.
Protection of Certain Personally-Identifying Information
We understand that the budgets and information users upload to our site for their personal and professional use contain highly confidential information. Credit Scout will not rent, sell, or disclose potentially personally-identifying and personally-identifying information to anyone. This includes budget specific information a user uploads and/or modifies using CreditScoutApp.com.
Credit Scout discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Credit Scout's behalf or to provide services available at Credit Scout's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Credit Scout's websites, you consent to the transfer of such information to them. Other than to its employees, contractors and affiliated organizations, as described above, Credit Scout discloses potentially personally-identifying and personally-identifying information only when required to do so by law, or when Credit Scout believes in good faith that disclosure is reasonably necessary to protect the property or rights of Credit Scout, third parties or the public at large.
If you are a registered user of CreditScoutApp.com and have supplied your email address, Credit Scout may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Credit Scout and our products. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Credit Scout takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
Gathering of Personally-Identifying Information
Certain visitors to Credit Scout's websites choose to interact with Credit Scout in ways that require Credit Scout to gather personally-identifying information. The amount and type of information that Credit Scout gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at Credit Scout.com to provide a username and email address. Those who engage in transactions with Credit Scout are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Credit Scout collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Credit Scout. Credit Scout does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Credit Scout may collect statistics about the behavior of visitors to its websites. For instance, Credit Scout may monitor the most popular videos on the Credit Scout.com site. Credit Scout may display this information publicly or provide it to others. However, Credit Scout does not disclose personally-identifying information other than as described below.